Best Debt Relief Programs Compared (2026)

Compare debt consolidation and settlement programs side by side. See how much you could save and whether you qualify — free, no obligation.

Updated July 2026·20 options compared

Top Picks

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#1

Zippy Loan — Personal Loans up to $15k

4.3
Top Pick

Personal loan CPL — $44/lead, loans up to $15k.

$44/leadcpl· via maxbounty
#2

Low Credit Finance

4.0
Top Pick

Personal & installment loans for low credit borrowers

Up to $300/leadcpl· via leadstack
#3

Tribal Loans

4.0
Top Pick

Installment & personal loans via tribal lending network

Up to $300/leadcpl· via leadstack
#4

Borrow Money US

4.0
Top Pick

Fast personal & installment loan matching for US borrowers

Up to $300/leadcpl· via leadstack
#5

Money Pup Loans - Loans up to $50k - RevShare (US)

4.0

Money Pup Loans connects users with personal loan lenders that can help them get out of a short-term financial bind. They offer loans up to $50k.<br><br>Converts on valid lead submit (sold to lender)<br><br>Restrictions: No New York. Checking account only. No military. Must be 20 to 65, Monthly Income $1200-$10,000. Filter out leads where work phone = home phone, leads with address that contains PO BOX, leads where employer is government agency like: military, attorney general, air reserve, air force, army, reserve, usmc, rotc, student, temp, unemployed, unemployment. Next Pay date cannot be a Saturday or Sunday. Next pay date cannot be a bank holiday: Christmas, New Years Eve, MLK day, July 4th, Labor Day.

80% of salecps· via maxbounty
#6

ProvideLoan — Personal Loans up to $40k

4.0

Fast personal loans up to $40,000 for US borrowers, all credit types considered. Quick online decision.

RevShare (approved)cpl· via maxbounty
#7

AuthorityLoan — Loans up to $40k

4.0

Personal loans up to $40,000 with a simple online request and fast lender matching.

RevShare (approved)cpl· via maxbounty
#8

MaxCash — Title Loans (Funded)

4.0

Get cash using your vehicle title. Funded title-loan offer, US nationwide.

Per funded loan (approved)cpl· via maxbounty
#9

FileTax — Tax Prep & Extensions

4.0

File your taxes online or request an extension. Fast, guided US tax preparation.

RevShare (approved)cpl· via maxbounty
#10

Brigit - Instant Cash - CPS (US)

4.0

Brigit is a financial health app helping consumers relieve stress today and permanently transforming their financial future. User can now access $25-$500<br><br>Converts on purchase of a subscription.<br><br>Once a user opts in to paying for the $9.99 subscription it fires. If they click in the app to apply for the cash advance or the credit-builder loan, it puts them through the flow to sign up for the subscription first.<br><br>Restrictions: No Brand bidding, No coupon, no sms, No direct linking, solely advertise Instant Cash and not credit building<br><br>No paid search or Incentive without approval.

$15.00 per leadcpl· via maxbounty
#11

Cashably — Loans up to $50k

4.0

Request a personal loan up to $50,000. Fast online form, US borrowers.

CPL+CPS (approved)cpl· via maxbounty
#12

Cashspace - Personal Loans - CPL (MX)

4.0

Users can get up to 80,000 Pesos in Minutes. Choose the option they want, answer the questions, and Cashspace will send them with the perfect product.<br><br>Converts on valid lead submit.<br><br>Restrictions: No pop, Adult traffic, Incent Traffic, Underage Traffic, Bots

$4.85 per leadcpl· via maxbounty
#13

50KSweeps - $50k Pay Off Debt - CPA (US)

4.0

50KSweeps is an online sweepstakes platform offering users a chance to win fifty thousand dollars to pay off their debt. <br><br> Converts on registration. <br><br> Targeting: US residents, aged 25-64, individuals with personal or credit card debt, and low-to-middle income earners seeking financial relief. <br><br> Restrictions: Incentivized traffic, proxy traffic, and automated bot leads are strictly prohibited. Creative assets must not promise a guaranteed win without following the specific offer terms.

$3.00 per leadcpl· via maxbounty
#14

AmigoLoans.mx - Personal Loans - SOI - (MX)

4.0

With AmigoLoans.mx you can request a personal loan through our panel of lenders quickly and without complications.<br><br>Converts on SOI.<br><br>Targeting: Mexico residents, 18+, looking for a quick loan<br><br>Restrictions: pop, Adwords, incent, iframe

$1.00 per leadcpl· via maxbounty
#15

MoneyMarket - Personal Loans - CPL (MX)

4.0

Users can get up to $ 6,000 Pesos in Minutes. Choose the option they want, answer the questions, and Crediclic will send them with the perfect product.<br><br>Converts on valid lead submit<br><br>Restrictions: No pop, Adult traffic, Incent Traffic, Underage Traffic, Bots

$1.00 per leadcpl· via maxbounty
#16

50K Loans

4.0

Large personal loans up to $50K

Up to $300/leadcpl· via leadstack
#17

Good Credit Loans

4.0

Premium personal loan offers for good-credit borrowers

Up to $300/leadcpl· via leadstack
#18

Préstamos US (Spanish)

4.0

Personal & installment loans for Spanish-speaking US borrowers

Up to $300/leadcpl· via leadstack
#19

Viva Payday Loans

4.0

Payday & installment loan matching service

Up to $300/leadcpl· via leadstack
#20

Loan Raptor

4.0

Fast personal & installment loan comparison

Up to $300/leadcpl· via leadstack

Debt Payoff Savings Calculator

Your Estimated Annual Savings

$600

That's $50/month back in your pocket

Typical Cost by Debt Relief Option

Settlement
$25
Consolidation Loan
$12
Credit Counseling
$8
DIY Payoff
$0

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